I have decided to publish this webpage and blog to help people avoid bad financial outcomes by doing nothing or just putting their head in the sand. I have seen many lives ruined first hand while working as a branch banking customer service representative. I have seen elderly people taken advantage of by their adult children. I talked to people almost daily that brought in legal documents to be notarized. These documents cost people thousands of dollars and they did not even bother to execute them because their lawyer simply charged them for document preparation and did not explain the final steps of executing the documents. I have seen people prepare their own documents and not have a clear understanding of the documents purpose or lifespan. There will be examples of many of the scenarios I have seen, discussed on the home page and in the blog.